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Stay Put or Buy Up?

Compare your monthly costs of buying a larger home to your current monthly costs of staying in your current home.

In calculating the transaction cost percentage, please bear in mind that transaction costs typically include agent commissions, title fees, escrow fees, local transfer taxes, legal fees, and all other miscellaneous charges customarily paid by the seller in your area. These fees typically total 10% of the home selling price, but can vary widely depending on your location.

HomeGain Stay Put or Buy Up Calculator

Current Mortgage       New Mortgage    
Current Monthly Mortgage $   Home Price $
Annual Property Taxes $   Down Payment $
Current Home Selling Price $   Loan Term (Years)  
  Interest Rate   %
  Loan Fees $
  Annual Property Taxes $
  Moving Cost $
  Transaction Cost   %

* Keep in mind that this calculator does not consider tax implications. Note that a larger interest payment on a newer, larger mortgage may result in a larger income tax deduction, depending upon your reported income level. Please see your tax advisor for more information.