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Buy a Home or Stay in Your Current House Calculator


Considering whether to buy a new home or stay in your current house?

Use HomeGain's real estate calculator to compare your monthly costs of buying a larger home to your current monthly costs of staying in your current home. If you choose to stay in your current home see what home improvements may increase your home price. If you choose to buy a bigger home connect with a realtor who can help you buy your new home and sell your old house.

Buy Home or Stay Put Calculator


Current Mortgage       New Mortgage    
Current Monthly Mortgage $   Home Price $
Annual Property Taxes $   Down Payment $
Current Home Selling Price $   Loan Term (Years)  
  Interest Rate   %
  Loan Fees $
  Annual Property Taxes $
  Moving Cost $
  Transaction Cost   %

In calculating the transaction cost percentage, please bear in mind that transaction costs typically include agent commissions, title fees, escrow fees, local transfer taxes, legal fees, and all other miscellaneous charges customarily paid by the seller in your area. These fees typically total 10% of the home selling price, but can vary widely depending on your location.